Home › Forums › Costa Rica Living Forum › Health Insurance for people over 70
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February 22, 2015 at 12:00 am #174032srosenbergMember
I’m a US Citizen and my mother live in Venezuela. We are planning to move with our family to Costa Rica starting in May 2015. A big concern for us is a health insurance for my mother. I would appreciate who can share with me their experience in this regard. Thanks
February 23, 2015 at 4:16 am #174033costaricafincaParticipantPrivate insurance is not available for new policies holders once they reach 70. The public healthcare for [url=http://www.costaricalaw.com/Immigration-and-Residency/residency-general-information-and-summary.html]legal residents[/url] has no age or pr-existing exclusions, [u]but[/u] it could take over a year to get residency, so no coverage during this interval.
February 25, 2015 at 12:12 am #174034AndrewKeymasterI ‘think’ my insurance guy has a Lloyds of London policy for those up to the age of 74 but I’ll try and confirm that for you and will respond again here…
Scott
February 25, 2015 at 1:33 am #174035CHERYLJKMember[quote=”srosenberg”]I’m a US Citizen and my mother live in Venezuela. We are planning to move with our family to Costa Rica starting in May 2015. A big concern for us is a health insurance for my mother. I would appreciate who can share with me their experience in this regard. Thanks[/quote]
Mu husband and I attended the ARCR conference last year. You can get insurance for someone over 70 through Blue Cross Blue Shield Costa Rica. In fact, they will insure people “95 y mas”. Ricardo Schaechter of C & A is the person who gave the presentation. His email is ricardo@consultoryasociados.com. His phone number is (506) 2582-0101.
Another person who spoke is Juan C. Calero from Pricose. They, too, will insure people from ages 0 to over 80. His email is jcalero@pricose.com. Phone numbers are (506) 2258-7041 and (506) 2255-0061. (I know, I know. Age ‘zero”? That’s what it says on the paper!)
We have not bought insurance from either company yet but plan on looking into it when we move in May.
February 25, 2015 at 2:59 pm #174036costaricafincaParticipantI would check that that is the case, as we have been told [i]repeatedly[/i] that they will not offer a [u]new[/u] policy to those over 70 or cover those with prexisting conditions.
February 25, 2015 at 3:52 pm #174037CHERYLJKMember[quote=”costaricafinca”]I would check that that is the case, as we have been told [i]repeatedly[/i] that they will not offer a [u]new[/u] policy to those over 70 or cover those with prexisting conditions.[/quote]
I wrote here exactly what was written on the papers I was given at the seminar. I don’t know what else to tell you. Anyone with questions can email the people I mentioned. Our 77 year old friend applied for and got health insurance when she was 72. Yes, she is a resident. Anyway, all anyone can do is ask for themselves. Hopefully, the poster’s mother can get coverage.
February 26, 2015 at 9:42 pm #174038costaricafincaParticipantCHERYLJK, Thanks for providing this additional information regarding health insurance for a person over 70. It is INS, that will not issue a new policy if one is 70 or over.
March 18, 2015 at 11:19 pm #174039AndrewKeymasterThis was posted by CHERYLJK in the wrong place and is reposted here by Scott:
This isn’t a new topic but one that was posted not that long ago. But of course I can’t find it due to my terrible computer skills. Anyway, I posted that you can get health insurance if you are 70 or over, and others contradicted me. I now have some clarification.
If you are a member of ARCR, you can get insurance at age 70 or older. This is according to Juan Calero, phone #506-2258-7041. His email is jcalero@pricose.com.
My husband and I had a meeting with him this afternoon to talk about insurance, so I posed the question to him. He said it is only by ARCR affiliation that you can get insurance through his office. So I thought that was good news to share.
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