Health Insurance for people over 70

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  • #174032
    srosenberg
    Member

    I’m a US Citizen and my mother live in Venezuela. We are planning to move with our family to Costa Rica starting in May 2015. A big concern for us is a health insurance for my mother. I would appreciate who can share with me their experience in this regard. Thanks

    #174033
    costaricafinca
    Participant

    Private insurance is not available for new policies holders once they reach 70. The public healthcare for [url=http://www.costaricalaw.com/Immigration-and-Residency/residency-general-information-and-summary.html]legal residents[/url] has no age or pr-existing exclusions, [u]but[/u] it could take over a year to get residency, so no coverage during this interval.

    #174034
    Andrew
    Keymaster

    I ‘think’ my insurance guy has a Lloyds of London policy for those up to the age of 74 but I’ll try and confirm that for you and will respond again here…

    Scott

    #174035
    CHERYLJK
    Member

    [quote=”srosenberg”]I’m a US Citizen and my mother live in Venezuela. We are planning to move with our family to Costa Rica starting in May 2015. A big concern for us is a health insurance for my mother. I would appreciate who can share with me their experience in this regard. Thanks[/quote]

    Mu husband and I attended the ARCR conference last year. You can get insurance for someone over 70 through Blue Cross Blue Shield Costa Rica. In fact, they will insure people “95 y mas”. Ricardo Schaechter of C & A is the person who gave the presentation. His email is ricardo@consultoryasociados.com. His phone number is (506) 2582-0101.

    Another person who spoke is Juan C. Calero from Pricose. They, too, will insure people from ages 0 to over 80. His email is jcalero@pricose.com. Phone numbers are (506) 2258-7041 and (506) 2255-0061. (I know, I know. Age ‘zero”? That’s what it says on the paper!)

    We have not bought insurance from either company yet but plan on looking into it when we move in May.

    #174036
    costaricafinca
    Participant

    I would check that that is the case, as we have been told [i]repeatedly[/i] that they will not offer a [u]new[/u] policy to those over 70 or cover those with prexisting conditions.

    #174037
    CHERYLJK
    Member

    [quote=”costaricafinca”]I would check that that is the case, as we have been told [i]repeatedly[/i] that they will not offer a [u]new[/u] policy to those over 70 or cover those with prexisting conditions.[/quote]

    I wrote here exactly what was written on the papers I was given at the seminar. I don’t know what else to tell you. Anyone with questions can email the people I mentioned. Our 77 year old friend applied for and got health insurance when she was 72. Yes, she is a resident. Anyway, all anyone can do is ask for themselves. Hopefully, the poster’s mother can get coverage.

    #174038
    costaricafinca
    Participant

    CHERYLJK, Thanks for providing this additional information regarding health insurance for a person over 70. It is INS, that will not issue a new policy if one is 70 or over.

    #174039
    Andrew
    Keymaster

    This was posted by CHERYLJK in the wrong place and is reposted here by Scott:

    This isn’t a new topic but one that was posted not that long ago. But of course I can’t find it due to my terrible computer skills. Anyway, I posted that you can get health insurance if you are 70 or over, and others contradicted me. I now have some clarification.

    If you are a member of ARCR, you can get insurance at age 70 or older. This is according to Juan Calero, phone #506-2258-7041. His email is jcalero@pricose.com.

    My husband and I had a meeting with him this afternoon to talk about insurance, so I posed the question to him. He said it is only by ARCR affiliation that you can get insurance through his office. So I thought that was good news to share.

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