costaricafinca

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Viewing 15 posts - 421 through 435 (of 1,875 total)
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  • in reply to: CAJA Costs #161574
    costaricafinca
    Participant

    [quote=”sweikert925″] The care by all accounts is excellent and it covers everything. The availability of joining the Costa Rican healthcare system is one of the major reasons I have decided to move to CR. My only fear is that they will remove the ability for expats to join it entirely in the coming years.
    [/quote]

    There are [b]many[/b][i][/i] who will dispute this statement. In an emergency, the CAJA will step in, but if you are not shedding blood on the floor, you may have to wait a few years to see a specialist. I have utilized the emergency services and it was good…but the follow up care, was a whole different matter. A Costa Rican friend last week was told that he had to wait approx 5 years for a hernia operation!!!

    [b]And they do not ‘cover everything'[/b] Many medications must be purchased ‘over the counter’ at a local pharmacy or you may given a generic version. You will still need to pay for eyeglasses and dental work.
    Please do not try to tell us, who actually use this service that everything is perfect. It isn’t. Just read the local online papers and see how many ‘tests’ are still waiting to be processed a few years after the fact
    Most of the ex-pats choose to use private facilities to be assured of a quick diagnosis and treatment. So if you think that CAJA will be your answer, think again.

    in reply to: CAJA Costs #161571
    costaricafinca
    Participant

    CAJA will use this percentage of your declared pension that [u]you will have to provide[/u] when your application is made, to come up with your monthly fee for service.
    If you were applying for [i]Rentista[/i] who is required to deposit funds, $60K and then $2500 is transferred into your ‘living expense account’ each month, then the ‘percentage’ would be of the $2500.
    ARCR is still trying to get new group rates, but I wouldn’t hold your breath…

    in reply to: Cost of Living – Electricity Bills in Costa Rica #163567
    costaricafinca
    Participant

    We turned off our fans as they wasn’t really necessarily and our power use dropped off, significantly.

    in reply to: CAJA Costs #161567
    costaricafinca
    Participant

    Wish I had a $3000 a month pension, and would willingly pay $390 CAJA per month 8)

    in reply to: Cost of Living – Electricity Bills in Costa Rica #163563
    costaricafinca
    Participant

    These folk reside in a cooler area of Costa Rica so the electric bill should be much less than in a warmer /hotter area of the country…but it has risen quite a bit.

    in reply to: CAJA Costs #161565
    costaricafinca
    Participant

    It seems to be correct, 12-13% of your declared pension. And yes, it is expensive, especially as you may decide not to use this system.
    ARCR used to offer a group rate, but CAJA have not approved/agreed to a ‘new group’ for recent applicants. and personally, I don’t expect they will now that every new resident [u]must[/u] sign up prior to receiving and renewing their [i]cedula[/i]

    in reply to: Cost of Living – Electricity Bills in Costa Rica #163562
    costaricafinca
    Participant

    Sorry to say, [b]Dodiefae[/b] your high power bill, is not uncommon. Floridian friends who insist on using A/C, in the interior of Guanacaste are paying even more, and others at Esterillos are saying that they cannot afford to rent their condo.
    Unfortunately when renting out your condo, it must be very difficult to gauge how much extra to charge, when you have to wait until you have received a bill and then hope you can recoup.
    For a long term rental, the tenants could be told the rent does not include utilities.
    Good news it that the cost is supposed to be going down…

    in reply to: New Costa Rica U.S. Embassy Video #204472
    costaricafinca
    Participant

    Not being an American, maybe I shouldn’t respond to this post.
    But I will, anyway.
    I think it lets Costa Ricans know that the Embassy in not someplace to be afraid to approach.
    Obviously, the staff didn’t waste much time rehearsing 🙄
    [i]Kudos[/i] to those who took part in it!

    in reply to: Looking for reliable residency lawyer #203394
    costaricafinca
    Participant

    If you search this forum, you will find some referrals. but mine is the lawyers at [url=www.arct.net]ARCR[/url]

    in reply to: Monsanto – The Opera #201850
    costaricafinca
    Participant

    Like it! She sounds like she has a European accent, but if you listen carefully, you should be able to understand her.

    in reply to: Looking for a safe #201267
    costaricafinca
    Participant

    [i]El Cipresal[/i] hardware, 200 mts. west of the [i]Cervecería[/i] has some, but nowhere near the selection offered at EPA.

    in reply to: Costa Rica #5 best spot to retire #199535
    costaricafinca
    Participant

    Yes, I think they feel “…[i] comfortable” knowing that they are just like Mum and Dad”?[/i]
    We have none of the above mentioned fast food outlets in our town and still have the overweight families…although we have many beautiful [u]young[/u] and fit[i] Ticas[/i]. Personally, I think it has more to do with the amount of bread spread with layers of [i]natilla[/i]…. yummy as it may be, usually served with[i] gallo pinto[/i] that is fried with lard. Plus rice & beans are less expensive to serve, than salads and veggies, so proportionally less of the latter.
    Those would love to make the move here, may tend to think that fruit is grown on every corner, but in truth very few [i]Ticos[/i] have access to year round, free fruit. And when they do, they [u]seem to prefer[/u] to make it go further and turn it into a [i]refresco[/i] with lots of added sugar. Just like they like their coffee….:shock:
    When we head out to the beach areas where more ex-pats reside, there are also plenty of overweight [i]extranjeros [/i] either who live here or just visiting.
    No matter where you live, as one ages, it is harder for some, to lose weight even though they eats healthy.

    in reply to: INS, private health insurance #198941
    costaricafinca
    Participant

    [url=http://www.garrettbrokers.com/]Contact this insurance company[/url]

    in reply to: INS, private health insurance #198939
    costaricafinca
    Participant

    Depending on what the conditions are, they [u]may[/u] accept the condition but raise the cost of their policy, [u]substantially[/u]. You would need to check with INS.

    in reply to: INS, private health insurance #198937
    costaricafinca
    Participant

    INS exclude many ‘existing conditions’, including high blood pressure and diabetes.
    One cannot sign up for a new policy once you have reached 70.

Viewing 15 posts - 421 through 435 (of 1,875 total)