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Unfortunately,while this may be so, until you go to apply for CAJA at the end of the application process, you won’t know [i]exactly[/i] what your premium will be.
So you may be pleased or not so pleased…:wink:
Thanks for bring the change to our attention, though.FYI, some info if your condo may be subjected to the annual Luxury tax …
[url=http://insidecostarica.com/2015/01/12/tax-luxury-homes-must-paid-january-15th/]Inside Costa Rica[/url][i]Rentista [/i]status, is [i]much[/i] easier and [i]much[/i] less complicated to obtain.
We were denied [i]Inversionista[/i] status, due to immigration not accepting our… [i]very detailed as per their request[/i]… business plan for our property we had previously purchased,and had to reapply as [i]Rentista.[/i]If you are in the country for only one day while still Temporary resident, you will, I think, have to continue to produce money exchange transactions receipts from dollar to colones, to the amount of what is being transferred to your ‘cost of living account’ per month, for the entire year and may have to produce them when renewing your cedula.
At least this is how it was…
Once you are a Permanant Resident you need only to be in the country one day per year, and no need to report any financial information.I haven’t heard of a change in time required in country. As for CAJA as Inversionista it is based on an ‘investment’ and is [u]higher[/u][u][/u] than Rentista which is based on the [u]$2500 per month[/u]. Under 55 approx $250 under,approx. $450. Pensionados rates starts at approx $75 and rise from there based on pension.
Inversionista, in the $600-700’sQuote taken from [url=http://amcostaricaarchives.com/2014/02/residents-association-continues-to-dispute-medical-rates-with-the-caja/]this article[/url] below:
[i]”The legal department said it did not want to publish the figures for investors because the numbers were so high. It is estimated that investors are being asked to pay more than $600 every month to the Caja. Investors are also asked to declare a [u]$3,300 per month income [/u]when they were never before required to prove any stream of income.[/i]”Note that these CAJA rates have risen since this article was written, and you can no longer join the group plan offered by ARCR.
[url=http://www.retirenowincostarica.com/020914-expat-health-care-costs-become-more-complex.htm]One link[/url]
[url=http://www.usexpatcostarica.com/arcr-rate-hike-for-caja-plan/]Another link[/url]Note: that not all ‘investments’ will be accepted by Immigration for Inversionista status.
CHERYLJK, Thanks for providing this additional information regarding health insurance for a person over 70. It is INS, that will not issue a new policy if one is 70 or over.
The highway between Cañas and the Nicaraguan border, has being widened, using concrete, with the exception of bridges, and they are doing a great job. They have just passed Liberia, where all sorts of underpasses and overpasses are being built, which is quite confusing, right now.
They have constructed right, left of the existing lanes, and simultaneously on both sides…:wink:… and removing the existing surfaces.
Downside is that many thousands of beautiful trees were cut down in the process.:cry:
Yes, we lost three dogs to robbers that poisoned our dogs, while they looted our attached garage where the dogs slept but we left the door open so they could get out…:cry:
They not only targeted us, but many other neighbors who are all [i]Ticos[/i] and poisoned their dogs too, about 12 in all.
All five of ours sleep inside now.When you receive your goods by mail, you will probably pay duty on them, and this often means traveling to a specific town to pick them up and often requires a broker…which can end up being both expensive and an ‘all day affair’.
These items are considered restricted by [url=http://www.aerocasillas.com/web/frontend/restringidos?lang=_eng&country=sjo]Costa Rica[/url] The courier companies have similar restrictions.
We have all sorts of things ‘confiscated’ including dog treats because the ingredients label on them was not in Spanish…We have had two bad infestation problems with ticks, since we live in the ‘countryside’ with lots of long grass around us…and have had two of our dogs bitten by snakes, one was a rattlesnake but the other was ‘unknown’ and resulted in a huge hole in the neck of our mastiff that almost costs him, his life.
[img]http://i.imgur.com/aUICK5J.jpg[/img]
As a ‘dependent’, you are still required to complete an application for residency with your spouse being the [url=http://www.costaricalaw.com/Immigration-and-Residency/residency-general-information-and-summary.html]primary applicant,[/url] but no financial information on the said ‘dependent’ is required.
While the minimum of $1000 per month is required, it is [i]not [/i]enough to live on.The rates you mention are probably based on colones not dollars in a private bank. You are [u]not[/u][u][/u] going to get that on your Rentista CD so possibly in the 2-3% range…but remember that $2500 are being transferred to another account, every month
You won’t be ‘regular folk’ and a PR your premium [u]may[/u] be approx. $120 each a month.It is said that most expats return ‘home’ within 3-4 years.
You should check with your airline of choice as you are only permitted one pet per passenger to travel ‘in cabin’ and the rest must travel as excess baggage or if the weight/size of the dogs are large, they are required to travel as excess cargo, which is very expensive if even possible with some airlines. There are travel restrictions too, based on weather conditions.
Renting shouldn’t be an issue.I would check that that is the case, as we have been told [i]repeatedly[/i] that they will not offer a [u]new[/u] policy to those over 70 or cover those with prexisting conditions.
Yes, your CAJA premium will be based on the declared pension that you have used for your [i]Pensionado[/i] residency application. Realize that most expats prefer to use private facilities and choose not to use CAJA although it is mandatory for Residency, so either have a private policy or pay ‘as they go’.
No, the deposited funds are used for [u]his[/u] income and living expenses, but he doesn’t [u]have[/u] to use it. It is in a laddered CD with a very low interest rate.If you haven’t yet been to Costa Rica, I suggest you do so, before making a move.
*Just noticed your additional post where you mentioned both applying as Rentistas. This would require you [u]both[/u] pay approx $240 each and every month for your CAJA premiums for 4 years until you have gained Permanent residency.
