costaricafinca

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Viewing 15 posts - 91 through 105 (of 1,875 total)
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  • in reply to: Planning our move to Costa Rica – Questions #198874
    costaricafinca
    Participant

    No, after two years, you/he would have to deposit a further $60K. These two deposits provides the ‘source’ of his ‘income’ of $2500 a month. After approx 5 years, you should have applied and received Permanent Residency, and hence pay lower CAJA premiums. As a [i]Pensionado [/i]you must show a guaranteed pension of at least $1000 after taxes, for your living expenses…at least at this time, but I think this will rise as will CAJA premiums.
    Information on your financial income is not required for Permanent Residency
    I still [b]strongly[/b][i][/i] suggest you rent for an extended period before purchasing anything as it is very easy to buy but very difficult to sell. Many are ‘stuck’ here as they can’t sell their property.

    in reply to: Planning our move to Costa Rica – Questions #198871
    costaricafinca
    Participant

    Bringing in, used household goods is not taxed the same or as expensive as a vehicle. When you fly in, pack up your items in large plastic containers and paying extra baggage fees, you are not taxed on these items.
    Yes, if your partner applies as a [i]Rentista[/i] his premiums will be based on the $2500 per month transferred into his account each month, so he will be required to pay approx $240 if he is over 55. Unfortunately [i]Rentista[/i] and [i]Inversionista[/i] are not permitted to deduct any ‘living expenses’. In fact, not all CAJA office will allow living expenses for a Pensionado, which is wrong … but we know it occurs.

    in reply to: Planning our move to Costa Rica – Questions #198869
    costaricafinca
    Participant

    Even as a married couple, the spouse of the account holder is often asked to present the wedding certificate to CAJA, especially when having to renew their [i]garnet[/i] and for some of us that have been living here for many years, it has been impossible to do so, without returning to their home country to get the required apostle, if their home country isn’t part of the Hague convention.
    The same sex policy is geared towards Costa Rican citizens.
    I know of many heterosexual ‘commom law’ couples who have been together for 40+ years and had to apply as individuals for residency, then been required to open their personal CAJA accounts
    Even a ‘child’ over the age of 18 is not covered as an dependent, unless in university in CR until reaching 25 or is totally disabled.

    in reply to: Planning our move to Costa Rica – Questions #198867
    costaricafinca
    Participant

    Possibly doable at the higher end of your ‘hoped for’ budget

    in reply to: Planning our move to Costa Rica – Questions #198865
    costaricafinca
    Participant

    Expect to build for $11-$20K is indeed wishful thinking.
    Termite resistant and other hard woods are much more expensive.
    The cost of permits are decided by the College of Architects based on what [u]they[/u] think it will cost to build.
    Read this article today on [url=http://www.qcostarica.com/high-costs-challenge-construction-in-costa-rica/]qcostarica.[/url] regarding the high cost of build here.

    in reply to: Planning our move to Costa Rica – Questions #198863
    costaricafinca
    Participant

    Added link to a [url=http://www.arcr.net/residency/comparecostaricaresidencies.html]Comparison chart[/url] supplied by ARCR.
    Note: The $60K mentioned for Rentista is required to be done twice, so actually $120k, before the individual can apply for Permanent Residency

    [img]https://www.welovecostarica.com/public/images/Compare-Residencies.jpg[/img]

    in reply to: Planning our move to Costa Rica – Questions #198861
    costaricafinca
    Participant

    Yes, the property required for residency purposes must be in the National Registry valued at least $200K.
    You are required to leave within the 90 days or whatever time you have allotted to you, to continue to use your home drivers license. Applying as Investor will result in a high CAJA payment for you, of [i]at least[/i] $450 per month, although I have heard that it is higher than this.
    Your son, at 18 must apply on his own if he intends to stay here with you, [u]unless[/u] he is going to attend university here, full time. He will also have to have his own CAJA account, so probably will apply as a [b]Rentista[/b] and as under 55 could cost well over $450 per month. If he intends to remain a ‘tourist’, he must leave CR within the 90 days.
    At the beginning of the fourth year, you can apply for Permanent residency, (it could take a year) which will lower your CAJA payments.
    Best to rent first.

    in reply to: Health Insurance for people over 70 #174033
    costaricafinca
    Participant

    Private insurance is not available for new policies holders once they reach 70. The public healthcare for [url=http://www.costaricalaw.com/Immigration-and-Residency/residency-general-information-and-summary.html]legal residents[/url] has no age or pr-existing exclusions, [u]but[/u] it could take over a year to get residency, so no coverage during this interval.

    in reply to: Ryan Piercy? #162415
    costaricafinca
    Participant

    [b]Sooo [/b]glad to hear this news! [img]http://freesmileyface.net/smiley/respect/respect-059.gif[/img]

    in reply to: Educational games and toys for students #172383
    costaricafinca
    Participant

    Glad to help! I should have added that we also ran an after school program.
    Start small, though, as many children have never tried doing a jigsaw puzzle so they may be intimidated if you hand them a 200 piece puzzle!

    in reply to: Educational games and toys for students #172381
    costaricafinca
    Participant

    Sorry to say, most public schools here don’t use these type of learning tools.
    Suggest you look for some of the very many variety of dominoes and other matching games. The ‘El Rey’ stores used to stock some good and inexpensive wooden learning ‘tools’.
    I had a preschool and daycare for over 20 years in Canada and brought many items with me and shared many of them with local schools.
    Make and laminate your own Bingo games using families, names, food, etc.
    Purchase packs of regular playing cards and divide them up into sets of doubles, or colors, or shapes for more matching games.
    Buy Lego and supply a plastic container to keep the pieces in.:wink:
    Rubber floor puzzles are now readily available…but suggest you split them up into sets containing 5-6 ‘blocks’ as then there will be enough for multiple children.
    Check the ‘net for ‘educational stuff’ you can download for free.
    Check the cheap plastic stores for rubber puzzles.
    Avoid paper games for younger children as they won’t last
    For older children go to websites that make ‘wordsearch games’ and print some up containing items from the home, the garden, animals depending on the ages, realizing that this will be a one time use game.
    Lots of inexpensive jigsaw pules available for older students.
    Buy charcoal and show them how to ‘do’ rubbings of coins, leaves, etc,
    Again, on the ‘net print out nursery rhymes…for yourself maybe 8-)… as students learn best when having fun and by repetition.

    Good luck!

    in reply to: Genetically Modified Foods #167795
    costaricafinca
    Participant

    Link in the [url=http://www.qcostarica.com/costa-rica-not-banning-gm-crops/]English language press[/url]

    in reply to: Elementary Schools in CR #168995
    costaricafinca
    Participant

    Our internet access is very poor too, and we often just ‘turn it off’. First thing in the morning it is ‘OK’ but after noon it is ‘hit ‘n miss’.

    in reply to: Elementary Schools in CR #168993
    costaricafinca
    Participant

    I don’t mean to appear rude, but have met too many people who have moved here with wrong, preconceived information of the low cost of living here.[i] If your intent is to apply for residency[/i] which is required to [url=http://www.costaricalaw.com/Immigration-and-Residency/residency-general-information-and-summary.html]live here legally[/url], realize that as someone under 55 your mandatory healthcare premiums will be $450+ a month, plus private school fees, rent and general cost of living expenses [u]without[/u] being legally permitted to work for another 5 years or so, can you afford to live here?
    Many of us who have lived here for years are struggling with the constantly [url=http://www.qcostarica.com/the-impossible-costa-rica/]rising costs.[/url]

    in reply to: Elementary Schools in CR #168988
    costaricafinca
    Participant

    Home schooling is still not ‘acceptable’ or at least ‘encouraged’ but it seems that if the child is a Costa Rican citizen or a Permanent resident, PANI is more than likely, to get involved, as those of us are aware, that this is the case.
    Some parents who choose to use the public school system, also use home-schooling too keep it ‘legal’ and the child’s education is then accredited, if and when, they return to complete the education.

Viewing 15 posts - 91 through 105 (of 1,875 total)