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One more thing, I am still waiting for a good reason to become a resident. Anybody have one (beside the legall thing)?
Imxploring,
Ever hear the story about the two bulls up on the hill overlooking a heard of cows?
One’s an old bull and the other is a young bull. The young bull says to the old bull “Lets run down there and **** us some cows!!!”
The old bull says “No. Lets walk down there and **** em all.”
I am old bull, I don’t run, I walk. Even if I told you where I was walking to, you wouldn’t believe it. And then of course I’d have to **** you! Just kidding (I think). I could fill you with misinformation but I’ll spare you the chatter.
Anyways it’s a trade secret. I’ve already spent years there and going to make more in real estate speculation than California and Costa Rica combined!!! And have a ton of fun doing it in shorts, sandals and funky cars up to my ears in *****.
Imxploring – it not for the follwers that’s for sure, nothing timid about where I’m going next. But if you guess it – I’ll give it up!
One guess per person!
Well I know Costa Rica is not normal – and I have gootten to a point where I accept the kaos as normal. So what is normal closing costs. What should I expect???? Thanks!
Basically humans are selfish. If the truth be told many have the “I’m going to die anyways so what does it matter” attitude. Again a lack of personal development.
Personal development is selfish… That is you dedicate time to yourself to raise your awareness that life is not a dream, so your actiuons matter. Then when you have self defined, choosen your values, most likely you begin to see that real meaning is in things outside your self and actions become to a degree selfless…
With more selflessness (from proper amount of selfishness) we live for things outside us and therefore are less likly to compromise our self definition.
The less self definition is compromised the more self value occurs.
The key is dedicating enough time to creat a self definition. Most people dont.
I find it ironic that Scott’s latest post (Mission Statement) is something that evolves from having a self definition. Without a self definition you have no idea what your true intentions are and without that you do not know what your mission is.
Take time to be with yourself and consider what is important to you. Then keep what works for you, discard the rest and build on your new self definition. It like a second birth. You become more than a physical being – you become human.
David, I find it disturbing that you are grateful for not having children. It is better to have loved and lost then to never have loved at all – Although at times I do understand your feelings. I hope for you it was one of those times.
So Scott ol buddy, when do I get my answer regarding closing costs… I have been a good litlle contributor so don’t I get a pat on the head?
Jason’s post is great info and his link makes my previous point that the energy issue has not one solution – but many! It is an accumulation of solutions that is the one solution (the link even mentioned nuclear).
I have passive solar in my mountain home in CA and it works wonderfully for heating. Passive solar for water heating should be used frequently in CR.
Also I find it disturbing how $ is worth more than clean resources and the availability of them. It get down to self definition. Are we to continue to define ourselves by our bank account, or will our deeds, our actions be the criteria for self definition?
Also a good little web mag for green lifestyle is lime.com. We all should live in smaller houses, use less energy and resources and generate more energy by hooking up to the grid, as Jason suggested. That along with the many solutions detailed in his link could work. But the quickest solution is to live like a Tico, humble, small house, public transport and less ambition.
Of course us American that know better (tongue in cheek) can’t wait to make CR wall to wall condos so we can all live big and UNHAPPY! Less is truly more. unless you are addicted to TV, then its hopeless as your wants will always exceed your needs.
Check out the lime.com article on the movement towards smaller homes! This mag is well worth subscribing to and its free.
They have been saying they are going to crack down ever since 911. That’s been what 6 years now? Have they? If you haven’t figured it out by know for the most part CR law enforcement is almost all bark and no bite.
It’s the same old practice vs theory scenario. In theory you are supposed to be a resident to stay long periods of time. In practice thousands of people come and go as they wish.
Besides obeying the law, what are the advantages of residency – cheap Sansa flights?
Seriously can anybody give me a list of advantages? SERIOUSLY – I didn’t think so.
If you are working here at a business that requires 24/7 participation IE restaurant/hotel, I understand. But even so, leaving the country for 12 days a year isn’t going to collapse your biz.
Back in the good old days CR was a place for independent thinker types. The good little followers stayed at home in the land of the followers protected (so they assume) by their massive government (pick any 1st world country).
That’s what I love about CR, the Tico aren’t good little followers. Try putting the laws of God in front of the laws of man if you want to be free.
This all goes back to CATA of course and CR becoming a good little follower nation. CAFTA will provide more social cushion in exchange for good little follower status. You can see why I have my CR exit strategy firmly in place. I’ll give it about 5 years max.
Ok. I have been reading this stuff. But let’s speak about the real world for a second, and that is the US is not entirely benevolent or entirely malevolent.
So all can continue to argue their rightness and all of you are right and are wrong. It is, how it is, and sometimes you have to be loved and sometimes you have to be feared.
Now what about Chavez taking control of the American ran oil industry in Venezuela and diverting production to China? We at home have found a ton of oil in the Gulf of Mexico and cannot seem to reach a consensus about extracting it or not.
This is a current issue that affects our future; I believe it to be relevant. So, will we assassinate Chavez or exploit our own huge pool of black gold? Regardless of who polices the world (or the neighborhood) there is going to be both justice and injustice. That just how police work is in the real world. Leadership to a certain extent needs to be saint like and Machevelian.
The above table (which did not paste here) shows that mortgage closing costs on a $100,000 loan is 1.72%
From you article “New Mortgage Amount – 90% = US$292,500
Minus Commission & Legal Expenses = US$4,961.48.” About 1.60%If the bank commission was 1% then the legal fees were .60%
Is this correct? Were they not charged attorney fees for drawing up the mortgage?
Does the 1% bank commission cover the attorney’s fee?
I am a bit confused.
AS I understand it closing costs for transferring a property is around 3.62%
Closing costs for a mortgage is around 1.72% but you list.60%
My understanding is that the total closing costs for a purchase with a mortgage would be 5.34%
I am not the best at accounting (to say the least). But can you please show me my flawed resoning?
Sorry I had to add an intangible.
The power of knowing.
So many times I get up and say, why an I still doing whatever it is that I am doing. One day it makes sense, the other, not so much.
So what keeps me going is the power of knowing. What do I know? Very little, but I draw quite a few assumptions!
The point is there is an intuitive knowing that creates perseverance. Sometimes perseverance is all it takes. If you persevere, you can succeed by default (I have seen it happen many times. Even though your product and service is not the best, it is the only one left as the others have fallen to the way side, walla sucess). This theory of Knowing and Perseverance is crucial to accomplishment.
Next, go some place you love to be, not some place that pencils out.
Doing so, even if playing with Mr. Loss and Mr. Gain does not work out to your satisfaction, you had the lifestyle, the memories. I’d much rather be penny less living in shorts and T shirts in CR than working in an office making 100k a year where it snows!
CR isn’t what it used to be. Either is $50K.
Once there was a time here when you could play loose goose and make about anything happen on 50K in CR. Now CR is mainstream.
So you need to find another place. Maybe Indo, maybe somewhere in S. America – somewhere that is cheap like CR used to be. This place is hardly cheap anymore. But it still offers great value. To get the value you need to first have the bucks to pony up.
The problem is many people want to hedge their bet, they want to pioneer but they do not want the downside risk. The conservative explorer never sails far from home. Global warming? What about Iceland? Set sails my friend. I came to CR in 1989 on a whim / no Spanish. Set sail my friend.
To tell you the truth, moving to CR is almost like being the last one on the truck, which is usually the first to fall off. See where I am going with this. You can either be a maverick or be part of the heard. The heard is going to where once only the mavericks’ dared to tread.
The link provides little insight to the story. I heard through the grapevine that there was a jealous boyfriend (very popular in the area) who was the murder. I also heard that the local community would have rioted if the gringo was not convicted. Someone told me they heard that the judge convicted him to prevent a riot and citizens taking the law into their own hands (ala Guatemala) and that the judge actually said this. Can anyone confirm or deny these rumors????
Accumulating many small changes seems to be the answer. There is no one change that I see which presents the solution.
Scott you mentioned many changes and others here have mentioned many changes. Can you imagine Tico with nuclear power? France claims to have a much safer nuclear program that does not produce large quantities of radio active pollutants as they recycle the material.
What about the power generating plants I see next to the ocean in CA. Is there a way to use ocean water to turn the turbines?
Just brainstorming upon Scott’s request.
Gitmo!!!
I like it.
They are the real enemies of the state along with the media that is cluless when it comes to deciding what is news and how to present it. Can they be sent to Southeast Cuba too. Oh please say yes.
Maravilla,
Just because I blame the American female for most of our cultural ills, doesn’t mean you don’t have to agree with me (Sarcastic humor). Many focus their relationships on uniformity. If we think the same, talk the same and look the same way – we are the same. That doesn’t work with me. I believe in unity through uniqueness. Problem is most people do not want to take the time to be unique or think through others unique ideas (because they are different).
Most think it easier and safer to join a group, a click. When you get a large amount of them, like those that base their self definition – their identity, on their net worth, the theory of unity through diversity becomes obsolete, not because of the ideology but because of the quantity of different people that have the same self definition.
Money intensifies. If you get money before you develop your self and identity, you become a more intense version of who you are. If you are cool you become cooler, if you are an a** you become a bigger ass.
It’s not about money. It is about learning and most important is experience. Experience, what we do, the application of our knowledge to the world, fashions our self definition.
Most women “say” they don’t like my brash attitude and point of view because its pro male and interestingly enough if you can get by my laundry list of women’s responsibilities (because they birth people and emotionally and financially control the world) you see that I am pro woman too. I am pro feminine and pro masculine. What’s really screwing us up is the blending of masculine and feminine. More interesting is the fact they claim not to like my opinions but I have been very successful with women.
The fanatic Muslims are our great teachers. They said “we will treat your imbalance with our imbalance (extreme cultural bias) and let’s see if one tempers the other. Boom – the towers.
The Muslin faith has rigid doctrine regarding the duties of men and women. It has balance between the sexes and though “liberated” women do not buy into this, motherhood and being the emotional glue that holds a family together through this short mystical roller coaster called life is the most important occupation.
American women no longer see their traditional importance. All my male buddies are fed up with it. They hate the desperate housewife syndrome and the sex in the city mentality. Honor, grace and dignity is what men can no longer find from most women. What they do find in coastal CA is fake boobs, drunkenness and an endless list of material wants waiting to be satisfied daily.
It’s like the difference between Sade and Britney Spears. One is classy, feminine and intriguing. The other is flashy, trashy and reveling. Sade body is covered, literally in beautiful fashion. Britney’s body is uncovered with a prostitutes gear. I know which one I would choose. Girls night out in the US, now a common occurrence in the US where women group together in bars, would be viewed as prostitutes night out in CR. One incedibly sexy woman is Harris Faulkner of Fox News. She is gourgeous, a conservative and religious. (Please, for my information, who would you view as attractive female role models??? – Hopefully not Laura Bush).
I know I went way off track but my point is we do not have to agree on everything in order to be linked. It’s like the Jewish diamond dealers who haggle all day, raise their voices, push their opinions and agendas but at the end of the day they are breaking bread at the same table.
They retain their unique agendas while remaining unified. And what unifies them? The table. Who is at the table? Their wives and children. Who made the food and birthed the children? The women. Women are culture fabric and children are the man and woman’s common thread. People see that when they come to CR and yearn for that traditional ways now lost in much of the US.
