Nansie

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  • in reply to: CAJA fees have risen! #167184
    Nansie
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    [quote=”Imxploring”][quote=”sweikert925″][quote=”Imxploring”]Is your current health insurance in Chi-Town based on a percentage of your income? How about your auto insurance or your renters insurance? I’m guessing they’re not.[/quote]
    That’s a fair point but the other examples of protective services I cited are – and healthcare services are [b]not[/b] a product as you seem to insist. But OK, if we want to limit the discussion to healthcare only then what about Medicare – that is paid for by a tax on income. The more you earn the more you pay.

    [quote=”Imxploring”]Even Obamacare in the US is not based on income for those exceeding the subsidies levels (lower income individuals and families). A person making $1,000,000/ year is not charged more than a person making $100,000![/quote]
    Well Obamacare is, at the end of the day, simply private healthcare insurance that people have been induced to purchase. And in private healthcare insurance not everyone pays the same either, and it is not solely based on risk. If I lived in downstate Illinois I would pay less than I do here in Chicago because healthcare providers downstate earn less than they do here. So I pay higher premiums as a result.

    Even risk based premiums aren’t strictly fair because older people [b]TEND[/b] to use more healthcare services but it doesn’t [b]NECESSARILY[/b] mean that a particular older person will require more healthcare. It’s all just an estimation.

    Of course one could consider the most unfairly treated people of all to be those who pay for healthcare insurance and never get sick – every dollar they pay in premiums goes to pay for healthcare for other people.

    You are certainly entitled to feel aggrieved that you pay more for things because of your higher income level but as I said earlier, what we each consider fair can vary from person to person. I consider it fair that people with more means pay more than people with less.[/quote]

    Looking at your last sentence I’m guessing you’re pretty much a socialist Steve…. so should I be paying more for my groceries or a meal when I dine out… how about my car insurance or electric? Where would you draw the line? Don’t you think such an attitude encourages people to seek to game the system and discourages people to seek being more productive and sucessful?

    And finally…. is that belief and view based on your own position in life and how such a system would benefit you at the expenses of other more sucessful people since it would appear you would be on the receiving end of this system rather than the paying end?

    I noticed in an earlier post you mentioned you figured that your contribution to CAJA would only be about $100-$130 per month. Assuming you’re using the 10%-13% numbers that have been mentioned for mandatory CAJA contributions that means you are figuring on having to declaring approximately $1000 per month (the bare minimum) in total income to obtain your residency. If I have those numbers correct will that be your total income? I’m guessing not since I think you know you won’t be able to live on $900 per month in CR unless you go native. And with inflation and the apparent increases in CAJA even if you could initially.. your stay would be a short one when time and increasing cost quickly caught up with you.

    So you will have other income I’m guessing. How about when SS kicks in after you relocate? Will you be declairing that additional income (even though it might not be required for you to obtain your residency) since you feel so strongly that people with means pay more than people with less? Or will you be gaming the system since it benefits you?

    It’s easy to enjoy the ride (and even justify it) when someone else is paying the price… but be careful you might have to walk by a mirror and see yourself, although for many people these days that doesn’t even seem to matter!

    Once again… personal health INSURANCE is a product… not a social program![/quote]

    I’m new to this forum but Imxploring you “nailed” it. 😉

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